Home Mortgage Disclosure Act

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14 Dec 2013

Racial gulf persists in who gets home loans

African Americans and Hispanics are far more likely than Caucasians to be denied home mortgage loans.

14 Dec 2013

How we computed loan denial rates

Here’s how we did this query. It is similar to most of the queries we used in our analysis.

14 Dec 2013

The law vs. banks on home loans

When it comes to home ownership, banks are the key for getting loans. And laws are in place to ensure that banks engage in practices that are fair.

14 Dec 2013

About the Home Mortgage Disclosure Act data

The data for this story was released through the federal Home Mortgage Disclosure Act, which requires most lending institutions to report home mortgage loan application information to the government annually.